:root{
  --bg:#fdfcfa; --bg2:#f3efe7; --surface:#ffffff; --surface2:#f8f5ef;
  --ink:#0f2236; --ink2:#34495e; --muted:#647687; --line:#e0d9ca;
  --navy:#0f2a44; --navy-deep:#0b1e33; --brass:#a8823d; --brass2:#c9a86a; --brass-soft:#f1e8d3;
  --green:#1b5e45; --radius:14px; --radius-lg:20px;
  --shadow:0 12px 32px rgba(15,34,54,.10);
}
@media (prefers-color-scheme: dark){
  :root{
    --bg:#0c1826; --bg2:#0f2236; --surface:#12263d; --surface2:#162f4a;
    --ink:#edf2f7; --ink2:#cbd6e2; --muted:#93a5b8; --line:#223a55;
    --navy:#e9eef4; --brass:#d4b78a; --brass2:#e3cb9a; --brass-soft:#1e344f;
    --shadow:0 12px 32px rgba(0,0,0,.35);
  }
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px;overflow-x:clip}
body{margin:0;overflow-x:clip;font-family:"IBM Plex Sans",system-ui,-apple-system,Segoe UI,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;font-size:16px}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px;box-sizing:border-box}
@media(min-width:800px){.wrap{padding:0 36px}}
.serif{font-family:"IBM Plex Serif",Georgia,serif}
.page{display:none}
.page.active{display:block;animation:pageIn .35s ease both}
@keyframes pageIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion: reduce){.page.active{animation:none}html{scroll-behavior:auto}}

/* header */
header{position:sticky;top:0;z-index:60;background:color-mix(in srgb, var(--bg) 94%, transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 0}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}
.logo-mark{width:42px;height:42px;background:var(--ink);color:#fff;display:grid;place-items:center;font-family:"IBM Plex Serif",serif;font-weight:700;font-size:20px;border-radius:9px;flex-shrink:0}
@media (prefers-color-scheme: dark){.logo-mark{background:var(--brass);color:#0f2236}}
.logo b{font-family:"IBM Plex Serif",serif;font-size:19px;letter-spacing:-.01em;line-height:1;white-space:nowrap}
.logo small{display:block;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-top:3px}
.navlinks{display:none;gap:20px;font-size:13.5px;font-weight:500;color:var(--ink2);align-items:center}
.navlinks a{text-decoration:none;padding:6px 2px;border-bottom:2px solid transparent;white-space:nowrap}
.navlinks a:hover{color:var(--ink)}
.navlinks a.active{color:var(--ink);border-bottom-color:var(--brass);font-weight:700}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:999px;font-weight:600;font-size:15px;text-decoration:none;border:1px solid transparent;cursor:pointer;white-space:nowrap;font-family:inherit}
.btn-primary{background:var(--ink);color:#fff}
@media (prefers-color-scheme: dark){.btn-primary{background:var(--brass);color:#0f2236}}
.btn-primary:hover{opacity:.92}
.btn-gold{background:var(--brass);color:#fff}
@media (prefers-color-scheme: dark){.btn-gold{color:#0f2236}}
.btn-outline{background:transparent;border-color:var(--line);color:var(--ink)}
.btn-outline:hover{border-color:var(--ink)}
.btn-sm{padding:11px 16px;font-size:14px}
.menu-btn{display:inline-flex;background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:11px 12px;cursor:pointer;font:inherit;font-weight:600;font-size:14px;color:var(--ink);align-items:center;gap:8px}
.mobile-menu{display:none;border-top:1px solid var(--line);padding:10px 20px 16px;background:var(--bg)}
.mobile-menu.open{display:block}
.mobile-menu a{display:block;padding:11px 4px;text-decoration:none;font-weight:500;border-bottom:1px solid var(--line);color:var(--ink2)}
.mobile-menu a:last-of-type{border-bottom:0}
.mobile-menu a.active{color:var(--ink);font-weight:700}
@media(min-width:1080px){.navlinks{display:flex}.menu-btn{display:none}}
@media(max-width:640px){
  .nav{gap:10px;padding:10px 0}
  .logo{gap:8px;min-width:0}
  .logo-mark{width:36px;height:36px;font-size:17px;border-radius:8px}
  .logo b{font-size:15.5px}
  .logo small{display:none}
  .header-cta{display:none}
}

/* hero */
.hero{padding:38px 0 0}
.hero-grid{display:grid;gap:28px}
@media(min-width:960px){.hero-grid{grid-template-columns:1.02fr .98fr;gap:44px;align-items:center}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:var(--brass-soft);color:var(--ink);border:1px solid var(--line);padding:7px 12px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.eyebrow i{width:7px;height:7px;background:var(--green);border-radius:50%;display:inline-block;flex-shrink:0}
h1{font-family:"IBM Plex Serif",serif;font-size:40px;line-height:1.04;letter-spacing:-.02em;margin:18px 0 16px;font-weight:700}
@media(max-width:640px){h1{font-size:34px}}
@media(min-width:700px){h1{font-size:56px}}
h1 em{font-style:normal;color:var(--brass);text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:6px;text-decoration-color:var(--brass2)}
.lede{font-size:18px;color:var(--ink2);line-height:1.65;max-width:580px;margin:0 0 22px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:18px}
.hero-note{font-size:13.5px;color:var(--muted);display:flex;gap:18px;flex-wrap:wrap}
.hero-note span{display:inline-flex;gap:6px;align-items:center}
.check{color:var(--green);font-weight:700}
.hero-media{position:relative}
.hero-media img{width:100%;height:100%;min-height:320px;object-fit:cover;border-radius:var(--radius-lg);border:1px solid var(--line)}
.hero-card{position:absolute;left:14px;right:14px;bottom:14px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:14px 16px;display:flex;justify-content:space-between;gap:12px;box-shadow:var(--shadow)}
@media(min-width:600px){.hero-card{left:18px;right:auto;min-width:340px}}
.hero-card b{font-size:22px;line-height:1;font-family:"IBM Plex Serif",serif}
.hero-card small{color:var(--muted);font-size:12.5px;line-height:1.4;display:block;margin-top:4px}
.hero-card .price{text-align:right}
.hero-card .price b{color:var(--brass)}
.page-hero{padding:44px 0 8px}
.page-hero h1{font-size:38px;margin-top:14px}
@media(min-width:700px){.page-hero h1{font-size:48px}}

/* stat band */
.statband{margin:34px 0 0;background:var(--navy);border-radius:24px;padding:30px 22px;color:#fff;position:relative;overflow:hidden}
@media (prefers-color-scheme: dark){.statband{background:#081627;border:1px solid var(--line)}}
@media(min-width:800px){.statband{padding:40px 42px}}
.statband h2{color:#fff;font-size:26px;margin:0 0 6px}
@media(min-width:700px){.statband h2{font-size:32px}}
.statband .band-sub{color:#c4d2e0;margin:0;max-width:720px;font-size:15.5px}
.band-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:28px}
@media(min-width:700px){.band-grid{grid-template-columns:repeat(3,1fr)}}
@media(min-width:1020px){.band-grid{grid-template-columns:repeat(6,1fr)}}
.band-stat{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:14px;padding:18px 14px;text-align:left}
.band-stat b{font-family:"IBM Plex Serif",serif;font-size:36px;line-height:1;display:block;color:#fff}
.band-stat b .accent{color:var(--brass2)}
.band-stat span{font-size:12.5px;color:#b9c9da;line-height:1.45;display:block;margin-top:8px}
.band-source{font-size:12px;color:#8fa5bb;margin:18px 0 0}

/* sections */
section{padding:60px 0}
@media(min-width:800px){section{padding:78px 0}}
.kicker{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--brass);margin:0 0 10px}
h2{font-family:"IBM Plex Serif",serif;font-size:32px;line-height:1.14;letter-spacing:-.02em;margin:0 0 14px}
@media(min-width:700px){h2{font-size:40px}}
h3{letter-spacing:-.01em}
.sub{color:var(--ink2);font-size:17px;max-width:700px;margin:0}
.section-head{margin-bottom:30px;max-width:780px}
.grid-2{display:grid;gap:20px}
@media(min-width:860px){.grid-2{grid-template-columns:1fr 1fr}}
.grid-3{display:grid;gap:16px}
@media(min-width:860px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;transition:transform .18s ease, box-shadow .18s ease}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card h3,.card h4{margin:0 0 8px;font-family:"IBM Plex Serif",serif}
.card p{margin:0;color:var(--ink2);font-size:15px}
.card .tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--brass);margin-bottom:10px}
ul.ticks{list-style:none;padding:0;margin:0;display:grid;gap:9px}
ul.ticks li{padding-left:24px;position:relative;font-size:15px;color:var(--ink2)}
ul.ticks li::before{content:"";position:absolute;left:2px;top:9px;width:8px;height:8px;border-radius:50%;background:var(--brass)}
ul.ticks li b{color:var(--ink)}
.table{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--surface)}
.table .row{display:flex;justify-content:space-between;gap:16px;padding:13px 16px;border-bottom:1px solid var(--line);font-size:14.5px}
.table .row:last-child{border-bottom:0}
.table .row.alt{background:var(--surface2)}
.table .row b{white-space:nowrap}
.note-box{font-size:13.5px;color:var(--ink2);background:var(--surface2);border:1px solid var(--line);border-radius:10px;padding:13px 15px;line-height:1.55}

/* offers */
.offers{display:grid;gap:20px}
@media(min-width:960px){.offers{grid-template-columns:1.15fr .85fr}}
.offer{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.offer.featured{border:2px solid var(--ink)}
.offer-top{padding:26px 26px 0}
.offer-tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px;border-radius:999px;background:var(--ink);color:#fff}
@media (prefers-color-scheme: dark){.offer-tag{background:var(--brass);color:#0f2236}}
.offer-tag.light{background:var(--brass-soft);color:var(--ink);border:1px solid var(--line)}
.offer h3{font-family:"IBM Plex Serif",serif;font-size:28px;line-height:1.15;margin:14px 0 8px}
.offer p{color:var(--ink2);margin:0}
.offer-img{width:100%;height:210px;object-fit:cover;margin-top:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.price-table{margin:20px 26px 0;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.price-row{display:flex;justify-content:space-between;gap:16px;padding:13px 16px;background:var(--surface);border-bottom:1px solid var(--line);font-size:14.5px}
.price-row:last-child{border-bottom:0}
.price-row.alt{background:var(--surface2)}
.price-row b{font-size:16px;white-space:nowrap}
.price-row.free b{color:var(--green)}
.offer ul{list-style:none;padding:18px 26px 0;margin:0;display:grid;gap:9px}
.offer ul li{padding-left:22px;position:relative;font-size:14.5px;color:var(--ink2)}
.offer ul li::before{content:"";position:absolute;left:0;top:9px;width:8px;height:8px;border-radius:50%;background:var(--brass)}
.offer ul li b{color:var(--ink)}
.offer-foot{padding:22px 26px 26px;margin-top:auto}
.terms{font-size:13px;color:var(--muted);background:var(--surface2);border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin-bottom:16px;line-height:1.55}
.offer-foot .btn{width:100%}

/* process */
.process-wrap{background:var(--navy);color:#fff;border-radius:24px;padding:28px 22px}
@media (prefers-color-scheme: dark){.process-wrap{background:#0a1522;border:1px solid var(--line)}}
@media(min-width:800px){.process-wrap{padding:40px}}
.process-wrap h2{color:#fff}
.process-wrap .sub{color:#cbd6e2}
.steps{display:grid;gap:14px;margin-top:28px}
@media(min-width:860px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1080px){.steps{grid-template-columns:repeat(3,1fr)}}
.step{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:18px}
.step-num{width:34px;height:34px;border-radius:50%;background:var(--brass);color:#fff;display:grid;place-items:center;font-weight:700;font-size:15px;margin-bottom:12px}
@media (prefers-color-scheme: dark){.step-num{color:#0f2236}}
.step h4{margin:0 0 6px;font-size:16px;color:#fff}
.step p{margin:0;color:#cbd6e2;font-size:14px;line-height:1.6}
.step-day{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--brass2);font-weight:700;margin-top:10px;display:block}
.timeline-v{position:relative;margin-top:10px}
.timeline-v::before{content:"";position:absolute;left:17px;top:8px;bottom:8px;width:2px;background:var(--line)}
.tl-item{position:relative;padding:0 0 26px 52px}
.tl-item:last-child{padding-bottom:0}
.tl-item .step-num{position:absolute;left:0;top:0;margin:0;background:var(--ink);color:#fff}
@media (prefers-color-scheme: dark){.tl-item .step-num{background:var(--brass);color:#0f2236}}
.tl-item h4{margin:2px 0 6px;font-size:18px;font-family:"IBM Plex Serif",serif}
.tl-item p{margin:0;color:var(--ink2);font-size:15px;max-width:680px}
.tl-item .step-day{color:var(--brass)}
.checklist{display:grid;gap:10px}
@media(min-width:700px){.checklist{grid-template-columns:1fr 1fr}}
.check-item{display:flex;gap:12px;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:14.5px;color:var(--ink2);align-items:flex-start}
.check-item .box{flex-shrink:0;width:20px;height:20px;border-radius:6px;background:var(--green);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:700;margin-top:1px}
.check-item b{color:var(--ink)}

/* credentials timeline */
.htl{display:grid;gap:16px;margin-top:8px}
@media(min-width:900px){.htl{grid-template-columns:repeat(3,1fr);position:relative;padding-top:26px}
.htl::before{content:"";position:absolute;top:6px;left:2%;right:2%;height:2px;background:var(--line)}}
.htl-item{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:22px;position:relative}
@media(min-width:900px){.htl-item::before{content:"";position:absolute;top:-26px;left:22px;width:12px;height:12px;border-radius:50%;background:var(--brass);border:3px solid var(--bg)}}
.htl-date{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--brass)}
.htl-item h4{font-family:"IBM Plex Serif",serif;font-size:20px;margin:8px 0 6px;line-height:1.25}
.htl-item p{color:var(--ink2);margin:0;font-size:15px}

/* calculator */
.calc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}
@media(min-width:800px){.calc{padding:32px}}
.calc-grid{display:grid;gap:24px}
@media(min-width:860px){.calc-grid{grid-template-columns:1fr 1fr;gap:36px}}
.field label{font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:8px}
.seg{display:flex;gap:8px;flex-wrap:wrap}
.seg button{flex:1;min-width:110px;padding:12px;border-radius:10px;border:1px solid var(--line);background:var(--surface2);font-weight:600;cursor:pointer;color:var(--ink);font-size:14.5px;font-family:inherit}
.seg button.active{background:var(--ink);color:#fff;border-color:var(--ink)}
@media (prefers-color-scheme: dark){.seg button.active{background:var(--brass);color:#0f2236;border-color:var(--brass)}}
input[type="date"],input[type="text"],input[type="email"],textarea,select{width:100%;padding:13px 14px;border-radius:10px;border:1px solid var(--line);background:var(--surface);color:var(--ink);font:inherit;font-size:16px}
input[type="range"]{width:100%;accent-color:var(--brass)}
.result{background:var(--surface2);border:1px solid var(--line);border-radius:14px;padding:20px}
.result .big{font-family:"IBM Plex Serif",serif;font-size:42px;line-height:1}
.result-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.result-row:last-of-type{border-bottom:0}
.urgent{margin-top:14px;padding:12px 14px;border-radius:10px;font-size:14px;line-height:1.55}
.urgent.ok{background:#e6f2ec;color:#144a36}
.urgent.warn{background:#fdf0d5;color:#6b4e00}
.urgent.bad{background:#fde8e8;color:#7a1f1f}
@media (prefers-color-scheme: dark){.urgent.ok{background:#143628;color:#a7d8bf}.urgent.warn{background:#3a2f0f;color:#f0d48a}.urgent.bad{background:#3d1a1a;color:#f0a3a3}}

/* market bar */
.market{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow)}
@media(min-width:800px){.market{padding:34px}}
.market .bar-track{height:34px;border-radius:10px;background:var(--surface2);border:1px solid var(--line);overflow:hidden;margin-top:14px}
.market .bar-fill{height:100%;width:22.8%;background:var(--brass);border-radius:10px 0 0 10px;transition:width 1s ease}
.market-nums{display:grid;gap:14px}
@media(min-width:700px){.market-nums{grid-template-columns:1fr 1fr}}
.market-nums b{font-family:"IBM Plex Serif",serif;font-size:34px;display:block;line-height:1}
.market-nums span{font-size:13.5px;color:var(--muted)}

/* tile map */
.tilemap{display:grid;grid-template-columns:repeat(12,1fr);gap:4px;max-width:760px;margin:0 auto}
@media(min-width:700px){.tilemap{gap:6px}}
.tile{aspect-ratio:1/1;display:grid;place-items:center;background:var(--surface);border:1px solid var(--line);border-radius:7px;font-size:10px;font-weight:700;text-decoration:none;color:var(--ink2);transition:all .15s ease;min-width:0}
@media(min-width:700px){.tile{font-size:12.5px;border-radius:9px}}
.tile:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-2px)}
@media (prefers-color-scheme: dark){.tile:hover{background:var(--brass);color:#0f2236;border-color:var(--brass)}}
.tile.home-state{background:var(--brass-soft);border-color:var(--brass2);color:var(--ink)}
.region-block{margin-bottom:34px}
.region-block h3{font-family:"IBM Plex Serif",serif;font-size:24px;margin:0 0 6px}
.region-block p{color:var(--muted);margin:0 0 14px;font-size:14.5px}
.state-links{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
@media(min-width:640px){.state-links{grid-template-columns:repeat(3,1fr)}}
@media(min-width:960px){.state-links{grid-template-columns:repeat(5,1fr)}}
.state-link{display:block;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:13px 14px;text-decoration:none;transition:all .15s ease}
.state-link:hover{border-color:var(--brass);transform:translateY(-2px);box-shadow:var(--shadow)}
.state-link b{display:block;font-size:15px}
.state-link span{font-size:12px;color:var(--muted);line-height:1.4;display:block;margin-top:2px}
.search-row{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-bottom:8px}
.search-row input{flex:1;min-width:220px}
.search-count{font-size:14px;color:var(--muted)}

/* breadcrumb and state nav */
.crumbs{font-size:13.5px;color:var(--muted);display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.crumbs a{color:var(--brass);text-decoration:none;font-weight:600}
.crumbs a:hover{text-decoration:underline}
.prevnext{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:8px}
.prevnext a{flex:1;min-width:200px;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:14px 16px;text-decoration:none;font-size:14px}
.prevnext a:hover{border-color:var(--brass)}
.prevnext b{display:block;font-size:16px;margin-top:2px}
.prevnext .dir{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700}
.prevnext .next{text-align:right}

/* faq */
.faq{border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item button{width:100%;text-align:left;background:none;border:0;padding:20px 4px;font:inherit;font-weight:600;font-size:16.5px;cursor:pointer;display:flex;justify-content:space-between;gap:16px;color:var(--ink)}
.faq-item button span{color:var(--brass);font-size:22px;line-height:1;flex-shrink:0}
.faq-panel{display:none;padding:0 4px 20px;color:var(--ink2);max-width:780px;font-size:15px}
.faq-item.open .faq-panel{display:block}

/* form */
.form-wrap{display:grid;gap:28px}
@media(min-width:960px){.form-wrap{grid-template-columns:.9fr 1.1fr;gap:44px;align-items:start}}
.form-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}
@media(min-width:700px){.form-card{padding:32px}}
.tabs{display:flex;background:var(--surface2);border:1px solid var(--line);border-radius:999px;padding:4px;margin-bottom:22px}
.tabs button{flex:1;padding:12px;border-radius:999px;border:0;background:transparent;font-weight:600;cursor:pointer;color:var(--ink2);font-size:14px;font-family:inherit}
.tabs button.active{background:var(--ink);color:#fff}
@media (prefers-color-scheme: dark){.tabs button.active{background:var(--brass);color:#0f2236}}
.form-grid{display:grid;gap:14px}
@media(min-width:600px){.form-grid.two{grid-template-columns:1fr 1fr}}
textarea{min-height:110px;resize:vertical}
.success{display:none;background:#e6f2ec;border:1px solid #b7d8c6;border-radius:12px;padding:18px;margin-top:16px}
@media (prefers-color-scheme: dark){.success{background:#143628;border-color:#2a5a44}}
.success.show{display:block}
.success h4{margin:0 0 6px}
.success p{margin:0 0 12px;font-size:14.5px;color:var(--ink2)}
.small{font-size:13px;color:var(--muted);line-height:1.55}
.cta-band{background:var(--brass-soft);border:1px solid var(--line);border-radius:20px;padding:28px}
@media(min-width:800px){.cta-band{padding:40px}}
.cta-band h2{margin-bottom:10px}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){.reveal{opacity:1;transform:none;transition:none}}

/* footer */
footer{border-top:1px solid var(--line);padding:40px 0 44px;background:var(--surface2);margin-top:0}
.footer-grid{display:grid;gap:28px}
@media(min-width:900px){.footer-grid{grid-template-columns:1.2fr .8fr .8fr}}
footer p{color:var(--muted);font-size:13.5px;margin:8px 0 0;line-height:1.6}
footer .col b{display:block;margin-bottom:8px;font-size:14px}
footer .col a{display:block;color:var(--ink2);text-decoration:none;font-size:14px;padding:7px 0}
footer .col a:hover{color:var(--ink);text-decoration:underline}
.az{margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}
.az b{display:block;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.az-links{display:flex;flex-wrap:wrap;gap:2px 10px}
.az-links a{font-size:13px;color:var(--ink2);text-decoration:none;padding:6px 2px}
.az-links a:hover{color:var(--brass);text-decoration:underline}
.footer-base{margin-top:24px;padding-top:18px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

/* v4: sample memo page, timeline graphics, About header image */
.sample-badge{display:inline-block;background:var(--brass);color:#fff;font-size:11px;font-weight:800;letter-spacing:.12em;padding:4px 8px;border-radius:6px;white-space:nowrap}
.memo-paper{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:26px}
@media(min-width:800px){.memo-paper{padding:38px 42px}}
.memo-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;border-bottom:3px solid var(--brass);padding-bottom:16px}
.memo-head h2{margin:0}
.memo-paper h3{font-family:"IBM Plex Serif",serif;font-size:21px;margin:28px 0 10px}
.memo-paper p{color:var(--ink2);line-height:1.65}
.memo-meta .row b{white-space:normal;text-align:right}
.timeline-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:22px 22px 12px;margin-bottom:26px}
.timeline-svg{width:100%;height:auto;display:block}
.timeline-svg text{font-family:"IBM Plex Sans",sans-serif}
.tl-track{stroke:var(--brass);stroke-width:3}
.tl-tick{stroke:var(--line);stroke-width:1}
.tl-node{fill:var(--navy);stroke:var(--brass);stroke-width:2}
.tl-node-gold{fill:var(--brass);stroke:var(--navy);stroke-width:2}
.tl-num{fill:#fff;font-size:15px;font-weight:700}
.tl-day{fill:var(--brass);font-size:11.5px;font-weight:700;letter-spacing:.09em}
.tl-title{fill:var(--ink);font-size:14.5px;font-weight:700}
.tl-copy{fill:var(--muted);font-size:12px}
.tl-head{fill:var(--brass);font-size:11.5px;font-weight:700;letter-spacing:.14em}
.about-hero-img{width:100%;height:auto;border-radius:var(--radius-lg);border:1px solid var(--line);display:block;margin-top:28px}

/* v4 mobile audit fixes: matrix stacking, long word wrapping, tile map on phones */
.price-row span,.table .row span,.result-row span{overflow-wrap:break-word}
@media(max-width:640px){.price-row{flex-direction:column;gap:2px}.price-row b{white-space:normal}}
@media(max-width:480px){.tilemap{display:none}.tilemap + p{display:none}}